Reaping Your Harvest

9/18: After Workshop Q&A (LONG)

Posted on: 09/18/2010

I want to share with everyone, and recap with those who attended the workshop (9/18), some of the questions we discussed. These are things I’ve learned over many hours and trial and error.

Q. How do you obtain a lot of one (1) coupons?

A. When I first began couponing, I spent a LOT of money each Sunday purchasing multiple newspapers in efforts to build my coupon stash. After awhile, I resorted to ordering coupons from coupon clipping services.

Coupon clipping services, are just what the title implies. These are individuals who obtain large quantities of inserts each week, have their staff cut, organize, list online, and mail the coupons in which the couponer is interested in. You would merely pay a processing or handling fee associated with the time and efforts these services provide.

Here are the ones I generally order from:

The Coupon Clippers

Coupons, themselves, are never to be sold! This is illegal, thus, making my next point very important. Say you were interested in ordering multiples of the high value Snuggle coupons that comes out about twice a year in the value of $3/1 ($3 off 1), or most recently, the $1/1 ($1 off 1) Gain Dish washing Detergent, 8/29P&G, and you went to one of these coupon clipping services, one had the Gain coupon for $0.15ea. and another for $0.25ea. and then eBay had them listed anywhere from $7.50 to $9.99 for (20) coupons.

Of course, the best route to take in the above scenario would be the coupon clipping services. Whenever I see someone list these highly sort after coupons for ridiculously high prices, I NEVER order from them because in this case they are then SELLING the coupons. The same amount of time and effort went into getting those coupons, cutting those coupons, and listing those coupons, as did any of the other coupons they have listed so why CHARGE more? Therefore, as my rule of thumb I avoid any services increasing the “time” it cost to make these available simply because they know it’s a “hot” coupon, that many are going to want.

Q. Is bigger always better?

A. No. There are times when you can purchase the smaller item for either FREE or very close to it, as opposed to purchasing a larger size that would still require you to pay additional funds out-of-pocket (OOP) after using coupons.

For instance, the bottles of Gain shown are 11fl. oz. & 30fl. oz., respectively. Using the $1/1 Gain Dishwashing Liquid coupon from the 8/29 P&G (doesn’t have a size restriction) you can buy the 11oz. bottles from Bi-Lo & Wal-Mart, reaping them for FREE, while the larger bottles, 24.5-30fl. oz., are priced at or above $2 at general grocery stores, but less than $1.80 at the Commissary. Even if I were to purchase them at the Commissary, where I could get the lowest price on them, it still would be in my best interest to go to a store where I can get the smaller sizes for FREE, as opposed to paying less than $0.80 for the 30fl. oz.

Why? Because if I were to purchase one (1) 30fl. oz. bottle from any store, I’m paying something OOP after my coupon. Whereas, if I were to purchase three (3) of the 11fl. oz. bottles using the same coupon, depending on where I were to buy them, I would be getting them for FREE or FREE plus overage.

(3) 11fl. oz is equivalent to 33fl. oz for FREE versus (1) 30fl. oz. and paying less then $0.80 to over a $1ea.

Still holding onto your coupons? Here’s where you can get them for FREE this week.

Bi-Lo (Price Lock)
Gain, 11fl. oz., $1ea.
-use $1/1 Gain, 8/29P&G
makes them FREE

Wal-Mart, reg. price
Gain, 11fl. oz., $0.97ea.
-use $1/1 Gain, 8/29P&G
makes them FREE

Walgreens (9/19-9/25)
Gain, 11fl.oz., $0.89 WITH in-ad coupon
-use $1/1 Gain, 8/29P&G
makes them FREE

Q. What is stacking?

A. Stacking is the act of combining a manufacturer’s coupon with a store and/or competitor coupon, where allowed.

Example of Stacking a MFQ with a Store/Competitor Coupon

Each store have their own coupon policy or a guideline in which they go buy in terms of what is allowed and what is not with the use of coupons.

I’m listing some below for you to view and print for your binders to keep on you at all times. (click on them)

For instance, the drug stores, Walgreens, Rite-Aid & CVS Pharmacy all allow you to use one of their store coupons WITH a manufacturer’s coupon on one (1) item. Fellow military members are only allowed either a military store coupon OR a manufacturer’s coupon on each item. Most grocery stores allow you to stack their coupon with a manufacturer’s coupon.

By stacking a manufacturer’s coupon along with a store coupon, shoppers were able to reap FREE boxes of Playtex Gentle Glide & Dulcolax at Walgreens.

Playtex Gentle Glide, $2.99
-use $2/1 Playtex Gentle Glide (PRINT)
-use $1/1 Playtex Gentle Glide, 18ct., Walgreens September Monthly Booklet
makes them FREE

Dulcolax, 7-Day Dosage, $6.99
-use $8/1 Dulcolax (PRINT)
-use $2/1 Dulcolax, Walgreens September Monthly Booklet

*each of the above printables can be printed twice (2)

You are never allowed to use two (2) manufacturer’s coupons on one (1) item.

Q. How do you get the bigger items, such as tissue or paper towels for FREE or very little out-of-pocket (OOP)?

A. I have three (3) favorite stores right now, two of them are Rite-Aid & Publix…ironically, they are two stores that I thought I’d never shop at it prior to couponing. Not only am I able to use the awesome $5/$25 Rite-Aid Purchase coupon (HERE) & (HERE), but there are times when I can use trial size items to assist with getting my purchases up to $25 BEFORE coupons, and then allowing the $5 to cover the bulk of my bigger price items, in this case the tissue and/or paper towels.

The three (3) items pictured are a few of the items I usually add to transactions as fillers. Fillers, in my case, would be items in which I can get for FREE or close to FREE after coupons. I generally, donate them, keep them for travel purchases when we’re out (make personal first aid and/or emergency kits), or create goodie baskets for the holidays.

These items, also, serve as a means to getting as close as possible to $25 so that the Rite-Aid coupon can be used. Whenever I purchase tissue and/or paper towel, I try to wait for a week in which I can also use a manufacturer’s and/or competitor/store coupon on the item. Why? Because, although this doesn’t make the item FREE it still reduces my overall OOP for it, even if I’m using a $X/$XX coupon on the transaction.

Coupons used on the above:

$1.50/1 DayQuil Product, any, 8/29 P&G
$1.50/1 NyQuil Product, any, 8/29 P&G

$1.50/1 Sensodyne Toothpaste (Rite-Aid Video Value)

Q. Where do you get store coupons for the drug stores?

A. There may be other places in which to find these, but here are my most successfully locations:

CVS (HERE), as well as on the end of my receipts & the coupon machines in the store upon scanning my ECB (Extra Care Bucks) card, and within the Reinventing Beauty Magazines, at select stores.

Rite-Aid (HERE), as well as on the end of my receipts, within my wellness member’s e-mails, their weekly sales ads, and, at times, within booklets in the store.

Walgreens (HERE), as well as on the end of my receipts, the Monthly Coupon Booklet found located near the weekly sales ads in the front of the store, within the weekly sales ad, and inside of coupon booklets in various locations within the store, such as near the pharmacy section.

**Important: When you have a Walgreens in-ad coupon to make a specific item a certain price, such as the Gain & Joy in-ad coupon making them $0.89ea. this sales week (9/19-9/25), ALWAYS hand the cashier the in-ad coupon FIRST.

Why? Because if you were have the manufacturer’s coupon scanned first, the coupon value, in this case, would make them item less than the in-ad coupon price of $0.89. You cannot then turn-around and request that item to then be $0.89. The registers will BEEP in such a case.

Additionally, if the value of your coupon will exceed the in-ad price, be certain to purchase other items (check the clearance section) to cover the “overage” as you are NOT allow to get money back at the drug stores, nor most of the grocery stores.

Although these are not all of the questions asked, I’ve highlighted a few that I felt would give everyone a better understanding on how I manage to further reduce our spending on almost, everything we purchase, and how you can, also, apply these same principles to do likewise.

Please feel free to ask additional questions or for qualifications on an answer.

Continued success & prosperity!

Reaping In Abundance,
Kay

Be sure to sign up for the next RYH Seed Sowing: Coupon Workshop (9/25 @ The Hickory Hawg, 9am-11am. First 25 registrants will receive a FREE Little Hawg Combo on Reaping Your Harvest!)

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Kay n Hubby FL
Hello and welcome! I am a military spouse & mom of four boys and two girls, ages 1 to 10, oldest diagnosed with autism. We're located in the Charleston, SC area. My family and my faith are very important to me. Since I've started using coupons I have been able to save more money and become a better steward of my household. I hope to seed into the general public, and our military families, how to spend less and get more.

Get ready to take your grocery & household spending to a whole new level! Couponing is not only a means to seed but an avenue to harvest...both opportunities are endless & a joy to delight in.

I welcome feedback and comments! Thank you again!

Kay

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Couponing Terminology

$1/1, $1/2, etc. One dollar off one item, one dollar off two items, etc.
b1g1/bogo(f)- buy one get one (free)
CC- Coupon Connexion (Military Coupon Booklet)
Deal- Grocery plan worked out to spend the less money out of pocket (OOP)
FLIP- Food Lion Internet Printable
OOP- Out of Pocket
P&G- proctor & gamble
Q- Coupon
RP- Redplum
SS- Smartsource
wyb- when you buy

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