Reaping Your Harvest

Archive for the ‘Couponing Workshop’ Category

Reaping Your Harvest has begun it’s PTA & Church Fundraiser Events. Schools & Churches that are interested in, not only, raising funds for their upcoming activities, but seeking to assist families with ways in which they can continue to provide for their families for less, while reducing a HUGE stressor for many families…the pressures of not feeling stable enough, with the finances they already have, to feed their loved ones.

Tickets would still be $10 per person, however in this case, $6 would go to the school/church and $4 to Reaping Your Harvest to cover the cost of time and travel.

If you’re child’s school, or your church, is interested in taking advantage of our Fundraising opportunity, please send all requests to Reaping Your Harvest (seedtofeed@gmail.com). Please include the school’s/church’s name, person of contact, as well as dates and times. Reservations will go quickly, so the sooner you forward this information the better your chances of getting the dates/times in which you want.

To ensure adequate materials are available, we do ask that each organization provide a head count, at least two (2) days prior to the event.

If you’re interested in this opportunity for other organizations please forward details for review.

We are available to travel outside of the Tri-County Area! For locations beyond 50 miles from Charleston, SC, we do require, at least, 50 registered participants.

Join us to learn how you can spend less while getting more of the items your family need, and sometimes, want, through the art of couponing.

When: EVERY Saturday til 12/18/10
Event Times: 9 a.m. – 11 a.m.

The first 25 registrants for EACH date will also receive a FREE Little Hawg Combo meal on Reaping Your Harvest!

Register for RYH Seed Sowing: Coupon Workshop in North Charleston, SC  on Eventbrite

Dates are still opened for those interested in hosting a workshop! Contact me TODAY!Fundraising Opportunities are available. View the details HERE!

I want to share with everyone, and recap with those who attended the workshop (9/18), some of the questions we discussed. These are things I’ve learned over many hours and trial and error.

Q. How do you obtain a lot of one (1) coupons?

A. When I first began couponing, I spent a LOT of money each Sunday purchasing multiple newspapers in efforts to build my coupon stash. After awhile, I resorted to ordering coupons from coupon clipping services.

Coupon clipping services, are just what the title implies. These are individuals who obtain large quantities of inserts each week, have their staff cut, organize, list online, and mail the coupons in which the couponer is interested in. You would merely pay a processing or handling fee associated with the time and efforts these services provide.

Here are the ones I generally order from:

The Coupon Clippers

Coupons, themselves, are never to be sold! This is illegal, thus, making my next point very important. Say you were interested in ordering multiples of the high value Snuggle coupons that comes out about twice a year in the value of $3/1 ($3 off 1), or most recently, the $1/1 ($1 off 1) Gain Dish washing Detergent, 8/29P&G, and you went to one of these coupon clipping services, one had the Gain coupon for $0.15ea. and another for $0.25ea. and then eBay had them listed anywhere from $7.50 to $9.99 for (20) coupons.

Of course, the best route to take in the above scenario would be the coupon clipping services. Whenever I see someone list these highly sort after coupons for ridiculously high prices, I NEVER order from them because in this case they are then SELLING the coupons. The same amount of time and effort went into getting those coupons, cutting those coupons, and listing those coupons, as did any of the other coupons they have listed so why CHARGE more? Therefore, as my rule of thumb I avoid any services increasing the “time” it cost to make these available simply because they know it’s a “hot” coupon, that many are going to want.

Q. Is bigger always better?

A. No. There are times when you can purchase the smaller item for either FREE or very close to it, as opposed to purchasing a larger size that would still require you to pay additional funds out-of-pocket (OOP) after using coupons.

For instance, the bottles of Gain shown are 11fl. oz. & 30fl. oz., respectively. Using the $1/1 Gain Dishwashing Liquid coupon from the 8/29 P&G (doesn’t have a size restriction) you can buy the 11oz. bottles from Bi-Lo & Wal-Mart, reaping them for FREE, while the larger bottles, 24.5-30fl. oz., are priced at or above $2 at general grocery stores, but less than $1.80 at the Commissary. Even if I were to purchase them at the Commissary, where I could get the lowest price on them, it still would be in my best interest to go to a store where I can get the smaller sizes for FREE, as opposed to paying less than $0.80 for the 30fl. oz.

Why? Because if I were to purchase one (1) 30fl. oz. bottle from any store, I’m paying something OOP after my coupon. Whereas, if I were to purchase three (3) of the 11fl. oz. bottles using the same coupon, depending on where I were to buy them, I would be getting them for FREE or FREE plus overage.

(3) 11fl. oz is equivalent to 33fl. oz for FREE versus (1) 30fl. oz. and paying less then $0.80 to over a $1ea.

Still holding onto your coupons? Here’s where you can get them for FREE this week.

Bi-Lo (Price Lock)
Gain, 11fl. oz., $1ea.
-use $1/1 Gain, 8/29P&G
makes them FREE

Wal-Mart, reg. price
Gain, 11fl. oz., $0.97ea.
-use $1/1 Gain, 8/29P&G
makes them FREE

Walgreens (9/19-9/25)
Gain, 11fl.oz., $0.89 WITH in-ad coupon
-use $1/1 Gain, 8/29P&G
makes them FREE

Q. What is stacking?

A. Stacking is the act of combining a manufacturer’s coupon with a store and/or competitor coupon, where allowed.

Example of Stacking a MFQ with a Store/Competitor Coupon

Each store have their own coupon policy or a guideline in which they go buy in terms of what is allowed and what is not with the use of coupons.

I’m listing some below for you to view and print for your binders to keep on you at all times. (click on them)

For instance, the drug stores, Walgreens, Rite-Aid & CVS Pharmacy all allow you to use one of their store coupons WITH a manufacturer’s coupon on one (1) item. Fellow military members are only allowed either a military store coupon OR a manufacturer’s coupon on each item. Most grocery stores allow you to stack their coupon with a manufacturer’s coupon.

By stacking a manufacturer’s coupon along with a store coupon, shoppers were able to reap FREE boxes of Playtex Gentle Glide & Dulcolax at Walgreens.

Playtex Gentle Glide, $2.99
-use $2/1 Playtex Gentle Glide (PRINT)
-use $1/1 Playtex Gentle Glide, 18ct., Walgreens September Monthly Booklet
makes them FREE

Dulcolax, 7-Day Dosage, $6.99
-use $8/1 Dulcolax (PRINT)
-use $2/1 Dulcolax, Walgreens September Monthly Booklet

*each of the above printables can be printed twice (2)

You are never allowed to use two (2) manufacturer’s coupons on one (1) item.

Q. How do you get the bigger items, such as tissue or paper towels for FREE or very little out-of-pocket (OOP)?

A. I have three (3) favorite stores right now, two of them are Rite-Aid & Publix…ironically, they are two stores that I thought I’d never shop at it prior to couponing. Not only am I able to use the awesome $5/$25 Rite-Aid Purchase coupon (HERE) & (HERE), but there are times when I can use trial size items to assist with getting my purchases up to $25 BEFORE coupons, and then allowing the $5 to cover the bulk of my bigger price items, in this case the tissue and/or paper towels.

The three (3) items pictured are a few of the items I usually add to transactions as fillers. Fillers, in my case, would be items in which I can get for FREE or close to FREE after coupons. I generally, donate them, keep them for travel purchases when we’re out (make personal first aid and/or emergency kits), or create goodie baskets for the holidays.

These items, also, serve as a means to getting as close as possible to $25 so that the Rite-Aid coupon can be used. Whenever I purchase tissue and/or paper towel, I try to wait for a week in which I can also use a manufacturer’s and/or competitor/store coupon on the item. Why? Because, although this doesn’t make the item FREE it still reduces my overall OOP for it, even if I’m using a $X/$XX coupon on the transaction.

Coupons used on the above:

$1.50/1 DayQuil Product, any, 8/29 P&G
$1.50/1 NyQuil Product, any, 8/29 P&G

$1.50/1 Sensodyne Toothpaste (Rite-Aid Video Value)

Q. Where do you get store coupons for the drug stores?

A. There may be other places in which to find these, but here are my most successfully locations:

CVS (HERE), as well as on the end of my receipts & the coupon machines in the store upon scanning my ECB (Extra Care Bucks) card, and within the Reinventing Beauty Magazines, at select stores.

Rite-Aid (HERE), as well as on the end of my receipts, within my wellness member’s e-mails, their weekly sales ads, and, at times, within booklets in the store.

Walgreens (HERE), as well as on the end of my receipts, the Monthly Coupon Booklet found located near the weekly sales ads in the front of the store, within the weekly sales ad, and inside of coupon booklets in various locations within the store, such as near the pharmacy section.

**Important: When you have a Walgreens in-ad coupon to make a specific item a certain price, such as the Gain & Joy in-ad coupon making them $0.89ea. this sales week (9/19-9/25), ALWAYS hand the cashier the in-ad coupon FIRST.

Why? Because if you were have the manufacturer’s coupon scanned first, the coupon value, in this case, would make them item less than the in-ad coupon price of $0.89. You cannot then turn-around and request that item to then be $0.89. The registers will BEEP in such a case.

Additionally, if the value of your coupon will exceed the in-ad price, be certain to purchase other items (check the clearance section) to cover the “overage” as you are NOT allow to get money back at the drug stores, nor most of the grocery stores.

Although these are not all of the questions asked, I’ve highlighted a few that I felt would give everyone a better understanding on how I manage to further reduce our spending on almost, everything we purchase, and how you can, also, apply these same principles to do likewise.

Please feel free to ask additional questions or for qualifications on an answer.

Continued success & prosperity!

Reaping In Abundance,
Kay

Be sure to sign up for the next RYH Seed Sowing: Coupon Workshop (9/25 @ The Hickory Hawg, 9am-11am. First 25 registrants will receive a FREE Little Hawg Combo on Reaping Your Harvest!)

Join us on Saturday, 9/18, from 12noon-2pm, to learn how you can spend less while getting more!

It was great seeing everyone this morning for the workshop at the Hickory Hawg (the food, afterwards, was DELICIOUS…Ribs, literally, were falling off of the bones). As in previous workshops, our mock training demonstrated potential scenarios to work at a couple of the local stores. Today we highlighted Target, Walgreens, and Publix. For our homework assignment, each participant is asked to work the scenarios out and report back their experiences.

This is a great way to get your feet wet without trying to figure out which items would be best to toss together to further reduce your OOP, but, at the same time, getting the items that you need, and some you may be wanting to try for the first time.

If you are unable to locate the Target Coupons on their site, search by categories or you can visit the Target forum on Slickdeals to print them from there.

Here’s an idea:

(1) Cottonelle Bath Tissue, $5.99
-use $1/1, $0.50/1 Cottonelle Bathroom Tissue, any (2) 4-packs or (1) 12-pack or larger – 07-11-10 SS & (PRINT) & (PRINT)
-use $1/1 Cottonelle (Rite-Aid Video)
***Be sure to print extra copies of the Rite-Aid coupon as you’re only allow to print once

(2) Bic Mechanical Pencils 10 pk bag (limit 2), 3/$3
-use $1/2 Bic Stationary Products 8/1/2010 SS Insert (exp 9/30/2010) & (PRINT)
-use $1/2 BIC Stationery Items – (TARGET Q) (exp 9/11/2010)

(1) Paper Mate Write Bros. Ball Point Pen 10 ct (excluding recycled) limit 3 deals, 2/$1
-use $0.50/1 Paper Mate Pens (TARGET Q)

(2) Listerine Antiseptic Mouthwash 1 L bottle, 2/$7
-$1/1 Listerine Products (PRINT)
-$1/1 Listerine Products 12/6/2009 RP Insert (exp 12/31/2010)
-$0.50/1 Listerine or Reach 4/11/2010 RP Insert (exp 12/31/2010)
-$5/3 “save up to $15 now” flyer
-$1/1 Listerine Mouthwash (1 ltr or larger) or any size Listerine Whitening rinse (x8/29/10) “save up to $15 now” flyer -thanks Happy!
-$1/1 Listerine Products 3/7/2010 RP Insert (exp 12/31/2010)

-$1/1 (Rite Aid Aug Video Values) (exp 8/28/2010)
-$2/1 Listerine (Walgreens August Coupon Booklet) (exp 8/28/2010)

(2) Veet Hair Removal, $5.99
-use $3/1 Veet (PRINT) & (PRINT)
-use $3/1 Veet (Walgreens August Coupon Booklet)

(2) Speed Stick Anti-Perspirant & Deodorant or Lady Speed Stick, 2.25 to 3.25 oz pkg, 2/$4
-use $0.50/1 Speed Stick Deodorant or Lady Speed Stick 7/25/2010 SS Insert (exp 8/14/2010) OR
-$0.75/1 Lady Speedstick Stainguard Deodorant (PRINT)

-use $1/1 (Rite Aid Aug Video Values) (exp 8/28/2010)
***Remember to print as many coupons as you plan on using at the print quantity as you won’t be allowed to print it again

(2) Oscar Mayer Basic Lunchables 3.3 to 5.4 oz pkg, 10/$10
-use $1/1 Lunchables (PRINT) <font size="1"~no longer available as of 8/14
-use $.50/1 Lunchables (Target Q)

(1) Chef Boyardee, 5/$3
-use $1/1 Chef Boyardee (TARGET Q)

(2) Red Hot Hot Sauce, $1.09
-use $0.50/1 Red Hot Sauce (PRINT)

(2) Sobe Water, 10/$10
-use BOGO Sobe Water (PRINT) *must play the game
-use $0.50/1 Sobe Water (TARGET Q)

(1) $5/$25 Rite-Aid (PRINT)

Worked it out? Let us know about it!

-thanks Michelle for the awesome job with the coupon matchups! Your time & efforts are appreciated.

If anyone else is interested in attending a workshop, we will be back at the Hickory Hawg next Saturday from 9a.m.-11a.m.!

Saturday, August 14th., 9a.m.-11a.m. @ Hickory Hawg
Register for Reaping Your Harvest: Seed Sowing Workshop in North Charleston, SC  on Eventbrite

Let me share something with you all…my family LOVES…I mean, really LOVE some good ‘ol BBQ. When I say BBQ it includes the hash over some hot, white rice and ALL!

One of our readers (Elizabeth we LOVE you!) shared with me some information about a new restaurant in town (they were originally on Johns Island)…the Hickory Hawg! Hubby and I packed up all six of the babies and went to check them out.

Upon tasting the shredded pork dear Hubby sat all of the children down at a table near the window and we ordered 11 Hawgs! No, that doesn’t mean an entire pig ;)! A Hawg refers to a shredded pork barbecue sandwich. This sandwich was PACKED with flavor. My daughter LOVES their sauce and said that she “could drink an entire bottle by itself!” Ya’ll it really was good! The bread was nice and moist and the children simply could not get enough. We also tried their hash over some hot, white rice. Now, we would normally drive over 45 minutes to get this kind of eats…I’m here to tell you that we have abandoned that drive and will definitely be making the Hickory Hawg our go-to-place of choice for some good ‘ol wood cooked barbecue!

You know how we do…when we receive a blessing we seed into the life of another. With that being said, upon returning home, I immediately ran next door to share our experience, and a Hawg, with our awesome neighbors! And now I would LOVE to share this experience with each of you.

On Saturday, Aug. 14th, we would love to invite all of you, your families, friends, neighbors, church members, and associates to come out to a Reaping Your Harvest Seed-Sowing Coupon Workshop. This event will take place prior to open of business, 9am-11am. I want you to bring your willingness to learn and a HUGE appetite. Seating will be limited so make sure you register TODAY!

Interested in visiting them prior to the workshop?

Hickory Hawg
6150 Rivers Ave.
North Charleston, SC.
Store Hours
Monday – Thursday: 11:00AM to 7:00PM
Friday and Saturday: 11:00AM to 9:00PM

…and did I mention, on Saturdays you can receive a FREE child’s combo when you purchase an adult combo? Yep, that’s right, another frugal deal without the need to clip a coupon. Head on over HERE to view their menu.

My fellow military families and friends, you weren’t forgotten…receive a $1 off your orders…discount offered daily!


Kay n Hubby FL
Hello and welcome! I am a military spouse & mom of four boys and two girls, ages 1 to 10, oldest diagnosed with autism. We're located in the Charleston, SC area. My family and my faith are very important to me. Since I've started using coupons I have been able to save more money and become a better steward of my household. I hope to seed into the general public, and our military families, how to spend less and get more.

Get ready to take your grocery & household spending to a whole new level! Couponing is not only a means to seed but an avenue to harvest...both opportunities are endless & a joy to delight in.

I welcome feedback and comments! Thank you again!

Kay

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Couponing Terminology

$1/1, $1/2, etc. One dollar off one item, one dollar off two items, etc.
b1g1/bogo(f)- buy one get one (free)
CC- Coupon Connexion (Military Coupon Booklet)
Deal- Grocery plan worked out to spend the less money out of pocket (OOP)
FLIP- Food Lion Internet Printable
OOP- Out of Pocket
P&G- proctor & gamble
Q- Coupon
RP- Redplum
SS- Smartsource
wyb- when you buy

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